★ 100% Offline · Private & Secure · Ad-Free

Smart Calculations for a Brighter Future

Loan & Invest gives you instant, transparent financial calculations for home loans, car loans, recurring investments, and side-by-side loan comparisons. No sign-up, no tracking, and zero hidden fees.

Loan & Invest
Plan Today · Build Tomorrow
Monthly EMI Estimate
$1,062.35
5 Years · 10% Interest Rate
Loans
EMI
Savings
Compare
0%
Data Sent to Cloud
100%
On-Device Offline Storage
0
Ads, Trackers, or Cookies
5+
Major Global Currencies
Powerful & Accurate

Everything You Need for Financial Clarity

Built with modern financial formulas, intuitive presets, and a clean, clutter-free mobile interface.

🏦

EMI & Loan Calculator

Compute precise monthly installments for Home Loans, Car Loans, or Custom loans. Tailor tenure in years or months with instant results.

📈

Savings & Compound Growth

Model monthly savings and lump-sum investments over time. Track total contributions against accumulated compound returns.

⚖️

Side-by-Side Loan Compare

Compare two competing loan offers on a single screen. Clearly see which bank offers the lowest total interest and calculate exact savings.

🔒

Guaranteed Privacy

Your financial goals are yours alone. All records and settings remain strictly on your device with no remote analytics or telemetry.

In-App Experience

Designed for Real Decisions

Preview how Loan & Invest simplifies complex loan contracts and savings schedules.

EMI Engine

Home & Car Loan Estimates

Switch easily between loan presets. Fine-tune interest rates and view principal vs. interest payment ratios.

Principal$50,000
Annual Rate8.5%
Tenure5 Years (60 Mo)
Monthly EMI$1,025.83
Wealth Builder

Long-Term Savings Growth

See the compounding power of consistent monthly savings over 5, 10, or 20 years.

Monthly Deposit$500
Expected Return8.0%
Duration10 Years
Maturity Value$91,473
Offer Compare

Bank vs. Bank Decision

Avoid deceptive loan charges by comparing interest payouts and total obligations side-by-side.

Offer A (10.5%)$13,540 Total Int
Offer B (9.8%)$12,410 Total Int
VerdictOffer B Saves
Total Savings$1,130
Data Safety First

Zero Data Collection. 100% Offline.

Unlike financial apps that upload your figures or sell your contact info to lenders, Loan & Invest runs entirely on your phone.

✓ No account or registration required
✓ Zero analytics, crash trackers, or marketing SDKs
✓ One-tap in-app data deletion with instant reset

Policy & Deletion

Review our comprehensive privacy guarantees or request data deletion assistance at any time.

Read Privacy Policy
Data Deletion Instructions →
Got Questions?

Frequently Asked Questions

Clear, direct answers regarding the app, calculations, and data safety.

Do I need to sign up or create an account?

No. Loan & Invest does not require any account creation, login, or personal contact information. You can use all calculator features immediately upon installation.

Does the app transmit my financial figures online?

Never. All calculations and saved estimates are stored purely on your local device storage (AsyncStorage) and never leave your phone.

Are there any ads or subscription fees?

No. Loan & Invest contains zero third-party ads and has no paywalls or recurring subscriptions.

Can I backup or transfer my saved plans?

Yes. You can export a JSON backup file directly from the app or share high-resolution summary cards with family or financial advisors.

How do I delete all my stored calculations?

Open the app, go to Settings > Data Management, and tap "Delete / Reset All Data". This wipes all saved calculations and restores defaults instantaneously.

Are the calculated figures guaranteed by banks?

Calculations are mathematical estimates for planning purposes. Actual loan terms depend on your specific lender's compounding frequency, taxes, and service fees.

Take Control of Your Financial Future

Download Loan & Invest for Android and make informed loan and investment decisions today.

GET IT ON Google Play